Tuesday, July 1, 2008

Drive Thru ATM

I wondering why there is no drive thru ATM in Malaysia, as what I saw in Hong Kong, they have this facility. Why in Malaysia, none of the bankers had ever attempted to make it this happen. Maybe for one reason, here in Malaysia 'banyak penyangak2 kot' but not professional enough, until sometimes they can't differentiate between deposit machine and cheque deposit machine. Apehal ler mangkok tahab gaban ko penyangak. Sure penyangak tak educated (mengaji tak habis...alif...ba....tak sempat nak ta...cikgu dah goal!!).

Back to my story again, I still thinking whether is it workable in Malaysia or not. I'm very2 sure it will attract a lot of problems when you come to implement. We see what are differences between 'male' and 'femal' when they use Drive Thru ATM machine without leaving their car. Sorry, those shemale, no comment, becoz they always be co-pilot.

For male, it is quite easy, just required 8 steps and so easy:
  1. Drive to cash machine
  2. Wind-down the side window
  3. Take out bank card from wallet
  4. Insert bank card in ATM machine and enter PIN code
  5. Key-in cash amount
  6. Take bank card and cash
  7. Wind-up the side window
  8. Drive off
For female, their procedures are quite complicated, so please don't make others angry at you
  1. Drive to cash machine
  2. Reverse and drive until the cash machine is in front of them
  3. Start to look where is P gear (dok gabra, cari P tak jumpa)
  4. Wind-down the side window
  5. Look at side mirror, check whether those makeup still OK or KO especially lip still shining or not.
  6. Get the handbag and start to find where 's their purse located
  7. Take out bank card from purse
  8. Tell the person on phone, that you will call them back and hang up
  9. Insert bank card in ATM machine
  10. Re-insert the bank card right way
  11. Get the diary to find the PIN code at the back page and enter the pin code
  12. Press cancel button and re-enter the PIN code
  13. Key-in cash amount
  14. Check makeup at rear mirror
  15. Take bank card and cash
  16. Take handbag again and place the cash inside
  17. Re-check makeup
  18. Wind-up the side window
  19. Drive forward 2 metre
  20. Reverse back to take ATM slip
  21. Window-down the side window
  22. Take the bank slip
  23. Wind up the side window
  24. Redail person again on cell phone
  25. Drive off
  26. Drive almost 1 or 2 km
  27. Release parking brake
I think to mitigate this problem, should have male lane and female lane. Don't worry sure none of the banks wiling to do this system in Malaysia.

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